What’s Covered Under the Canadian Dental Care Plan – And What’s Not

Are you curious about what dental services are covered under the new Canadian Dental Care Plan (CDCP) in 2025? At Truecare Dentistry, we understand that our patients want clear, reliable information about their dental insurance options. This comprehensive guide explains the details of the CDCP—what’s included, what’s not, and how you can make the most of your benefits.

The Canadian Dental Care Plan (CDCP) is a federal dental insurance program designed to help millions of Canadians access essential oral health services. The goal of the CDCP is to bridge the gap for those who do not have private dental insurance and whose annual family net income is under $90,000. The plan is being rolled out in phases through 2025, starting with seniors and expanding to adults with disabilities, children, and all eligible adults.

To qualify for the Canadian Dental Care Plan, you must:

• Be a Canadian resident for tax purposes
• Have an adjusted family net income under $90,000
• Not have access to private, employer, or pension dental benefits
• Have filed a tax return in the previous year

If you have any dental coverage through work, a family member, or a purchased plan, you are not eligible for the CDCP—even if you choose not to use your private plan.

The CDCP covers a broad range of basic and preventive dental services, making routine dental care more accessible for Canadians. Here’s what’s included:

Diagnostic and Preventive Services

• Dental exams (complete, routine, specific, emergency)
• X-rays
• Teeth cleaning (scaling)
• Fluoride treatments
• Dental sealants

Restorative Services

• Permanent and temporary fillings
• Pain control for diseased teeth
• Other cavity treatments

Endodontic Services

• Root canal treatments

Prosthodontic Services

• Dentures (including repairs and relines)

Periodontal Services

Some gum treatments

Oral Surgery

• Tooth extractions (including wisdom teeth)
• Minor oral surgical procedures

Other Services

• Some crowns and oral surgery procedures (with pre-authorization, available starting November 2024)
• Select orthodontic services (expected to be added in 2025)

Note: Certain treatments require pre-authorization, which means your dentist must submit an estimate for approval before the procedure is performed.

While the CDCP is comprehensive, it does not cover every dental procedure. Services typically not covered include:

• Cosmetic dentistry (teeth whitening, veneers)
• Dental implants
• Mouthguards (sports or night guards)
• Major restorative work (bridges, some crowns, implants)
• Orthodontics (braces, Invisalign) until 2025, and even then, only in select cases
• Services not deemed medically necessary

If you require cosmetic or advanced restorative procedures, you will need to pay out-of-pocket or use private insurance.

The amount the CDCP covers depends on your adjusted family net income:

The CDCP uses a fee grid to determine the maximum amount covered for each service. If your dentist charges more than the plan covers, you may have to pay the difference.

Applications for the CDCP are being accepted in phases based on age and eligibility. Once you’re enrolled, you’ll receive a welcome package from Sun Life (the plan administrator) with your member card and coverage start date. Only services received after your coverage start date are eligible for reimbursement.

For detailed and official information about the Canadian Dental Care Plan—including eligibility criteria, covered dental services, and instructions on how to apply—be sure to consult the Government of Canada’s official dental care plan page. This trusted resource is regularly updated to provide the latest guidance, ensuring you have access to accurate information about CDCP coverage, application steps, and eligibility straight from the source.

Oral health is essential for your overall well-being. Untreated dental issues can lead to pain, infections, and even impact your general health. The Canadian Dental Care Plan is a significant step forward in making preventive and essential dental care accessible to more Canadians, reducing the risk of tooth decay, gum disease, and other oral health problems.

At Truecare Dentistry, we believe everyone deserves a healthy smile. The CDCP helps remove financial barriers, so you and your family can get regular check-ups, cleanings, fillings, and other necessary treatments without worrying about the cost.

Navigating new dental insurance plans can feel overwhelming, but you don’t have to do it alone. At Truecare Dentistry, we’re here to help you understand your coverage, answer any questions, and ensure you receive the care you need.

Ready to take advantage of your Canadian Dental Care Plan benefits?

• Contact Truecare Dentistry today to confirm your eligibility and discuss which services are covered under the CDCP.
• Book your appointment for a dental exam, cleaning, or any other covered treatment.
• Let our experienced team guide you through the process, from paperwork to treatment, so you can focus on your oral health.

Don’t wait to protect your smile. Call Truecare Dentistry or book your visit online now—and experience stress-free dental care with the support of the Canadian Dental Care Plan!

For expert dental treatment in a clinic that prioritises safety and patient comfort, contact Truecare Dentistry today at 905-455-7771 or email info@truecaredentistry.ca. Book your appointment with one of the best dental clinics in Brampton and experience high-quality, patient-focused care!